Available on ATM
Always at the forefront of innovation, the Banque Populaire offers its customers a practical and exclusive offering. This is a service available 24/7 that allows funds to be transferred to a beneficiary. The beneficiary can withdraw the money made available at any of the 1400 Banque Populaire Automatic Teller Machines (ATM) and, take note, without a bank card!
Transfer channels and procedures:
The sending customer must hold a Banque Populaire electronic banking card or subscribe to the Pocket Bank mobile banking service.
To transfer via an ATM, the sender enters his card, identifies himself and specifies the amount to be transferred. He then chooses a reference and a withdrawal code, which he has to communicate to the beneficiary.
If he opts for the Pocket Bank service to carry out the transfer, the sending customer enters the amount and the beneficiary’s GSM number, and chooses a withdrawal code. The reference is generated automatically and transmitted to the beneficiary by SMS. The sending customer has to communicate the withdrawal code to the beneficiary, which lets him obtain the funds provided.
The beneficiary does not necessarily have a bank account. It is therefore not essential that he is a Banque Populaire customer or a Pocket Bank subscriber.
Authorised ceilings:
- The sending customer can transfer via ATM up to 2000 DH/transaction, with a ceiling of 10,000 DH/day.
- With the Pocket Bank app he can send up to 1,000 DH/day, 3,000 DH/week and 10,000 DH/month.
Avantages :
- Neither the sending customer nor the beneficiary needs to go to a BP branch;
- A broad network of over 1400 ATMs;
- The beneficiary does not need a bank card to withdraw his money.
In addition, if the funds are not withdrawn by the beneficiary after 3 days they are automatically returned to the sending customer's account.
